Zhou Yanli: Digital credit should be positioned as the most important asset element for small, medium and micro enterprises

Zhou Yanli: Digital credit should be positioned as the most important asset element for small, medium and micro enterprises
On May 22, Sauna Night held the national “Two Sessions Economic Policy” series of salons to challenge China’s economy. Guests included members of the National Committee of the Chinese People’s Political Consultative Conference, Xiao Gang, former chairman of the China Securities Regulatory Commission, member of the National Committee of the Chinese People’s Political Consultative Conference, Zhou Yanli, former vice chairman of the China Insurance Regulatory CommissionLiu Shijin, deputy director of the Economic Commission, member of the National Committee of the Chinese People’s Political Consultative Conference, and president of the China Academy of Fiscal Sciences Liu Shangxi.The committee members will interpret today’s freshly released government work report, including economic growth, fiscal and monetary policy and other important standards.Zhouyan gift certificates can be used to deepen the supply-side structural reforms, especially to solve the digital credit of core enterprises in the supply chain, and to reform the traditional reliance on real estate mortgages to provide guarantee financing.problem.In terms of supply, finance should mainly consider digital technology and financial technology empowerment to break some information asymmetry problems.He said that digital credit positioning should be the most important asset element for small, medium and micro enterprises.Financial institutions are actually risk management institutions. More and more financial institutions can use digital technology and fintech to empower some enterprise credit assets to overcome the shortcomings of traditional supply chain finance and open up the last step of digital credit financing.Km problem.In addition, the development of digital supply chain finance can transform traditional corporate entity credit into digital credit, provide digital risk control capabilities for supply chain finance, and reduce overall costs.He also proposed that digital technology empowers financial institutions, supply chain participants, digital information, and digital credit, which can be shared online.The problems of expanding credit loans, first loans, and repayment of loans for small and medium-sized enterprises can be effectively solved through digital credit.Sauna, Ye Wang Cheng Weimiao Gu Zhijuan editor Chen Lixiao dealt with Chun Leng